Ways to Give Later
Bequests
Charitable gifts left in your will are an easy and powerful way to support the causes you care about.
Whether a bequest is the first substantial charitable gift you make, or whether it is part of a long history of giving, a bequest signals an unfaltering commitment to your values and to the kind of world you want future generations to inherit.
There are many ways to leave a bequest with Tides Canada. We welcome a call from you or your advisor to discuss turning your vision into reality.
Life insurance
Life insurance can be a charitable asset, enabling you to make a substantial gift in the future even if you do not have a lot of money or assets now. There are a number of ways to designate Tides Canada as a beneficiary of your life insurance policy, each with different tax and gifting advantages.
RRSPs and RRIFs
RRSPs and RRIFs can support your charitable interests while achieving significant tax advantages for your estate. If your RRSPs or RRIFs are not exhausted at the time of your death, the proceeds are taxable in your final tax return. Naming Tides Canada as the beneficiary of your RRSP or RRIF can offset up to 100% of taxes owed in that return.
Charitable remainder trusts
Charitable remainder trusts allow you to donate property but maintain the use of it during your lifetime. While a bequest provides tax benefits to your estate, a charitable remainder trust can provide tax benefits immediately. There are a number of ways to set up a charitable remainder trust – we would be happy to work with your financial advisor or lawyer to come up with the best solution.



